FAQs
You need a credit score of at least 700 to get the Sears Credit Card.
How do I activate my sear card online? ›
Verify your personal information (e.g. Social Security number, card number, or phone number associated with your application) to activate your Sears Credit Card. On the website: Log in to your online account (or create an account if you don't already have one) and find the activation page.
How do I check the balance on my sear card? ›
You can check your balance in 3 ways:
- Visit SearsCard.com, sign on to Account Online, and choose "Statements".
- Find the Cash Rewards section on your monthly billing statement.
- Call Sears Customer Service 1-800-669-8488.
You can use your Sears Credit Card anywhere Mastercard is accepted. That means that you can use this card almost anywhere they take credit cards as a payment method. The Sears Store Card, on the other hand, can only be used: In Sears stores and on Sears.com.
Is it hard to get approved for a Sears credit card? ›
Yes, it is hard to get the Sears Credit Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have sufficient income, it will be difficult for you to get approved for this card.
What store cards can I get with 540 credit score? ›
The best store credit card you can get with a 540 credit score is the Amazon Secured Credit Card, which has a $0 annual fee and offers 2% cash back on Amazon purchases if you are a Prime member. It requires a minimum security deposit of $100, making it easier to get with bad credit.
What bank is Sears credit card through? ›
This authority is for my Sears Card® account noted above and is to remain in effect until canceled in writing by Citibank, N.A., my financial institution, or me.
What is the minimum payment on a Sears credit card? ›
The Sears Credit Card minimum payment is any past-due amount plus $29, 1% of the statement balance plus any interest and fees, or 1.82% of the statement balance - whichever is higher. If the statement balance is less than $29, the Sears Credit Card minimum payment will be equal to the balance.
Who owns the Sears credit card? ›
The Sears credit card is issued and managed by Citibank. Further, if your Sears card is a MasterCard, you will be able to continue to use at other merchants it even if Sears goes out of business.
Are Sears credit cards still active? ›
The in-store-only or "closed-loop" Sears Card closed for new applications in April 2023 and has been replaced with the Shop Your Way Mastercard. Existing holders of the Sears Card will still be able to use it for in-store purchases.
To check your balance in real-time, go to your bank's website, app, ATM, call them, or go in person. Tip: It's good practice to check your statement each month to make sure there are no unauthorized charges on your card. If you see any transactions that you didn't make, immediately call your bank.
Are Sears points still valid? ›
Sears Credit Card points will expire if you do not redeem them at least 12 months after you earn them. You will also forfeit any unredeemed points if you or Citibank closes your Sears Credit Card account for any reason.
Can I use Sears card at Walmart? ›
No, you cannot use your Sears Store Card anywhere you want, as you can only use it for purchases at Sears and affiliated stores. The Sears Store Card is a store card, which means that it is not backed by any major credit card network and only works at affiliated locations.
How much is 1000 points worth at Sears? ›
The points you earn can be redeemed via Sears or Kmart purchases or eligible third-party gift cards. However, each 1,000 points is worth only $1, meaning that in reality the bonus program will translate into lower sums than you might expect.
Can I get cash from my Sears credit card? ›
You can get a Sears Credit Card cash advance at any ATM that accepts Mastercard. To do so, insert the card in the ATM, then enter your PIN and choose the cash advance option. After that, input the amount, and collect the cash and your card.
Sears Card®: Log In or Apply - Citi BankCiti.comhttps://citiretailservices.citibankonline.com ›
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What's the Synchrony Bank credit card credit score requirement? It depends on the credit card you are interested in. Most credit cards offered by Synchrony Bank are designed for people with fair (640 – 699), good (700 – 749) or excellent (750 – 850) credit.
What bank issues Sears credit card? ›
Here are five things to know about the Shop Your Way Mastercard, issued by Citibank.
What is the minimum score for a JCPenney credit card? ›
A JCPenney credit card is accessible to most shoppers, as the required credit score for a JCPenney card is just 640. However, If you want to get a Mastercard version, you need to have a good credit score of 700 and up.
